Retirement Plans

You should consider the investment objectives, risk, and charges and expenses of a variable annuity carefully before investing. To obtain a free prospectus containing this and other information about a variable annuity, contact Walter Harrison at PO Box 2869 Yelm, WA 98597 or call toll free 866-356-7526. Please read the prospectus carefully before you invest.

John Hancock 401(k) Plans